Monday

Saving for Retirement with a 401K or IRA


retirement savings

Thinking about saving for retirement? You're not? Well, you should be, no matter how young you are. To get you started, there are two basic accounts you need to look into, a 401K and an IRA. Check out the advantages of each below. 

401K Basics


A 401K, normally set up by your employer, is one of the most common retirement savings accounts. 

Advantages:
  • Many times your employer matches a portion of your contributions. 
  • Contributions are tax deductible. 
  • Taxes do not have to be paid on the funds until after withdrawal during retirement. 
  • Companies sometimes contribute profit sharing percentage to the profit sharing also. 

IRA Basics

The traditional IRA allows you to deposit pre-tax funds to an account. 

Advantages:
  • Taxes don't have to be paid until you withdraw them after retirement. 
  • IRA funds can be invested in stocks, bonds and mutual funds. The gains from these investments are not taxed until funds are withdrawn. 

For more information on both types of accounts, check out sites like Bankrate.com or check with your local bank that you bank with now. 
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Sunday

Fun Break: Learn Fingerspelling in ASL

I learned to fingerspell in ASL in grade school, but I'm always trying to learn more signs. If you want to start out in ASL and learn the ABC's. Rob Nielson is one of my favorite instructors. Here's a quick video tutorial to practice with:


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Wednesday

Kuros! helps fight sexual assault in Philippines


Something Cool to share today!


Kuros! Partners with Gabriela and Willi Hahn Enterprises to donate thousands of free pepper spray to women in the Philippines

Together they are taking a stand against violence and sexual assault by providing free cans of pepper spray to at-risk women.

This November, Kuros! and Willi Hahn Enterprises will provide 2,000 free cans of SABRE pepper spray to women in Manila, Philippines.

In the Philippines, women and young girls are the targets of violence and sexual assault on a daily basis—sometimes even in their own homes. This is why Kuros!, a US based lifestyle brand committed to changing women’s lives on a global scale, continues their efforts in Manila with another distribution of their police strength pepper spray. 

“Over the last few years we’ve seen firsthand how a little can of pepper spray can boost these women’s courage and self-esteem,” said Kuros! founder Kuro Tawil. 

Kuros! has delivered free pepper spray across four continents. In the Philippines they’ve teamed up with Gabriela, the Alliance of Filipino Women working for freedom and democracy, to reach vulnerable women across the country. 

Willi Hahn Enterprise, a local retailer of high quality outdoor sporting goods, is also a major player in the project. They will be delivering the pepper spray this November in honor of the United Nation’s International Day for the Elimination of Violence against Women. 

“Hahn is our importer and distributor in the Philippines and is key in getting our sprays to the women who need them,” said Tawil. “They are working hard to help make their communities feel safe, and we couldn’t ask for a better partner.”

The pepper spray they’ll be distributing is made by SABRE, the number one brand trusted by police and consumers worldwide. Each bottle features the highest strength formula on the market and contains up to 25 bursts each so women can protect themselves from multiple threats. 

About
Kuros! is a humanitarian lifestyle brand whose buy one, give one business model has put vital self-defense products in the hands of women around the world. From South Africa and India to El Salvador and Manila, they’re giving women a fighting chance at protecting themselves from assault and living their fullest lives without fear.

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