09 August 2019

Saving Money and Giving To Others

saving money piggy bank and dollars

We all work hard and usually work at least forty hours to make ends meet. Depending on your expenses, some are working two jobs. You get your paycheck and earmarked to spend before you get it. Being able to save a little is not easy on a tight budget. Most people don't have any money saved at all. The less you make, the more it's essential to save money for emergencies. One you make saving a goal, it will happen.
If your income stops, what would you do? If you get hurt and can't work, you need to have money saved to pay your bills.

Budget for Saving

The rule for saving is to have at least three month's amount to pay living expenses. Calculate all your bills for one month, and that's what you need to save for three months. This may be $1,000 or $3,500. Whatever the amount, you need to have at least 1-3 months worth saved. This savings nest egg is very important to start. Putting in $20 per pay period is also good. If you save $20 for one year, you have $480 saved, but your most important goal is to have three months of expenses in your savings account.

Remember how important it is to have some money saved to cover unexpected events if your income stops. The habit of saving works best if you start small and don't miss putting the money in. You don't see it, and then you forget about it as it grows. It's like a seed you plant. It starts to grow. Once you begin to save, it will become easier to do. You will find yourself automatically saving a portion of your money. Saving like this is a great habit that can start young. Teaching your kids how to save is an excellent start for them.


There is a strong connection between being organized and saving money. When you and calculate expenses and income for your budget, you are organizing. You have to be organized to make a budget and start to save. Another benefit of learning to save. Being organized can also improve your life.

The Benefits of Giving

In addition to being able to save money, you need to use your money to help and uplift others. One of the ways you could help someone is by giving them an award. You can give someone recognition for their hard work, a teacher you remember, or a nurse who took care of you. This shows them your appreciation of their kindness and hard work. You can buy them flowers and give them a card with money inside. You could actually get them an award with something engraved on it. Crystal awards from edco.com are beautiful, and the recipients love them. This is a great way to reward that person that has helped you.

12 July 2019

How to Make Cash on Inbox Dollars Without Doing Surveys

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How to Make Cash on Inbox Dollars Without Doing Surveys

26 June 2019

Easy and Inexpensive Cowboy Casserole

Inexpensive, super easy and super tasty..

Cowboy Casserole

Ingredients for Casserole

  • 1 lb ground beef
  • 12 oz maple breakfast sausage
  • 1 medium yellow onion, peeled and diced
  • 1 large sweet potato
  • 1 tablespoon chili powder
  • 1 tablespoon packed brown sugar
  • 1 tablespoon extra virgin olive oil
  • 15.5 oz can of red kidney beans
  • 1 10.75 oz can Campbells tomato soup, concentrated, do not add water. 

Topping Ingredients

  • 1 cup of instant mashed potato flakes
  • 3/4 cup of water
  • 2 tablespoons butter
  • 1/3 cup sour cream 
  • 2/3 cup of Bisquick
  • 1 egg
  • 1 tablespoon Italian seasoning

Directions for the Casserole

  1. Preheat oven to 400 degrees. 
  2. While the meat is cooking, peel and dice sweet potato into 1/2 inch chunks. Mix together sweet potato, chili powder and brown sugar. Spread in a single layer on a baking sheet and bake for 6-8minutes or until sweet potato is semi-soft. Set aside. 
  3. Break up and brown ground beef, breakfast sausage,  and diced onion in a skillet. Drain off grease. 
  4. Combine sweet potatoes, meat mixture, kidney beans and tomato soup, mix well.
  5. Spread mixture in an even layer in a 6 x 8 casserole dish. 

Directions for the Topping

  1. Add butter to water and bring to a boil in a sauce pan. 
  2. Add butter and water immediately to mashed potato flakes. 
  3. Add sour cream and mix well. 
  4. Add the Bisquick, egg and Italian Seasoning. 
  5. Mix until it forms a dough. Do not over mix. 

Put it all together....

  1. Using a cookie scoop or tablespoon, scoop potato dough onto top of the casserole all across the top. 
  2. Cover lightly with foil and bake for 20 minutes at 400 degrees. 
  3. Uncover and bake for another 5 minutes.

I serve with a side of sour cream and creamed corn on the side.

Saving Money and Giving To Others

We all work hard and usually work at least forty hours to make ends meet. Depending on your expenses, some are working two jobs. You...